.ph-home-ind{background:#F4F6FA;padding:72px 24px;font-family:"Kantumruy Pro",system-ui,sans-serif;color:#1C2540}
.ph-home-ind-in{max-width:1200px;margin:0 auto}
.ph-home-ind-eyebrow{margin:0 0 8px;font-size:14px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#0F7A9A}
.ph-home-ind h2{margin:0 0 12px;font-size:clamp(28px,4vw,40px);line-height:1.15;letter-spacing:-.02em;color:#1C2540}
.ph-home-ind-lead{margin:0 0 32px;font-size:18px;line-height:1.5;color:#5A6479}
.ph-home-ind-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.ph-home-ind-grid li{margin:0;padding:0}
.ph-home-ind-tile,.ph-home-ind-tile:hover,.ph-home-ind-tile:focus{display:flex;flex-direction:column;gap:8px;height:100%;box-sizing:border-box;padding:24px;background:#fff;border:1px solid #DCE1EB;border-top:4px solid var(--ph-ind-a,#169BC2);border-radius:14px;text-decoration:none;color:#1C2540;transition:transform .15s,box-shadow .15s}
.ph-home-ind-tile:hover,.ph-home-ind-tile:focus-visible{transform:translateY(-2px);box-shadow:0 8px 24px rgba(28,37,64,.12)}
.ph-home-ind-tile:focus-visible,.ph-home-ind-all a:focus-visible{outline:2px solid #0F7A9A;outline-offset:3px}
.ph-home-ind-name{font-size:20px;font-weight:700;line-height:1.25}
.ph-home-ind-sum{font-size:16px;line-height:1.45;color:#5A6479}
.ph-home-ind-go{margin-top:auto;padding-top:8px;font-size:15px;font-weight:700;color:#0F7A9A}
.ph-home-ind-all{margin:28px 0 0;font-size:16px}
.ph-home-ind-all a{color:#0F7A9A;font-weight:700;text-decoration:underline}
@media (max-width:1023px){.ph-home-ind-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.ph-home-ind{padding:48px 16px}.ph-home-ind-grid{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){.ph-home-ind-tile{transition:none}.ph-home-ind-tile:hover{transform:none}}